Different Types of Mortgages

A guide to 15 different types of mortgages on offer in the UK. From Standard Variable Rate mortgages to more unconventional mortgages such as Current account and self certification mortgages 1. Standard Variable Mortgage The most common type of mortgage. Mortgage payments depend on the lenders SVR. This is usually …

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Tips For Locking in the Best Home Mortgage Rate

Tip #1: Always Shop For Home Mortgage Rates Don’t blindly accept a Realtor or Builder referral to apply for a Home Mortgage through their preferred lender. Many times they will say, “We work closely with this guy and he gets the job done”. Translation: “We play golf together and he …

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Glossary of Mortgage Terms

Additional Security Fee An Additional Security Fee (Mortgage Indemnity Guarantee policy) is the fee taken to get an insurance policy that will cover your lender so that if you default on payments, he will not suffer any loss. You have to pay the Additional Security Fee and the premium along …

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Advantages Gas Electricity Generation

Gas electricity is a great source of power energy. Due to its burning nature natural GAS has become a very popular fuel for energy generation. In the past energy was mostly generated by electric power plants or coals, but now due to many technological, economic and environmental changes, natural gas …

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Gas Electricity Is the Way Forward for a Brighter Future

Electricity is very vital in sustaining homes & the various institutions and gas electricity is its future. In this era, electricity is more of a necessity than a luxury as it previously was. Before the introduction of this form of electricity, coal and oil were mostly used. Apart from these …

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Advantages Gas Electricity Generation

Gas electricity is a great source of power energy. Due to its burning nature natural GAS has become a very popular fuel for energy generation. In the past energy was mostly generated by electric power plants or coals, but now due to many technological, economic and environmental changes, natural gas …

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Employee Return-to-Work Program

All employees are not the same. To keep your business going each day, do you find that you speak and approach each employee differently. That same method may hold true when you are working with employees to get them quickly and safely back to work after a worker’s compensation claim. …

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Does Workers’ Compensation Cover Illnesses?

Workers’ compensation benefits are a type of insurance that is meant to accommodate employees who need medical care as a result of job-related injuries. Employers are obligated by law to provide workers’ compensation insurance coverage for their employees in the case they sustain serious injuries related to occupational exposures. These …

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Empty House Insurance

When your House is left empty for any reason – it’s important that you have the correct Buildings Insurance in place. Conventional Buildings Insurance will not cover an empty house – so it’s vital you cancel your ordinary policy and replace it with Vacant Property Insurance/Unoccupied Property Insurance. There are …

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What Is Coach House Insurance?

Coach house insurance is a bespoke and niche type of insurance policy tailored to specifically include freehold and leasehold garages underneath a residential, coach house property. There are some slight, but crucial differences between coach house insurance and ordinary home insurance. Standard buildings and contents insurance policies do not allow …

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Coach House Property

  A coach house property is a flat/apartment above usually 2 or 3 Garages or Carports. When you buy a Coach House property you would normally purchase the freehold, and so it would fall to you to insure the whole building. As a freeholder one of the garages or carports …

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